Take a look at the FHA 5 year ARM at 2.875%
This is fixed for 5 years and then can adjust only adjust a maximum of 1.00% a year with a life cap of 5%
Conventional Loans ($417,000 and below)
30 Year Fixed 4.125% 1.00% Loan Origination Fee
7 Year ARM 3.25% 1.00% Loan Origination Fee
15 Year Fixed 3.50% 1.00% Loan Origination Fee
Jumbo Loans (loans above $417,000)
30 Year Fixed 4.75% 1.00% Loan Origination Fee
7 Year ARM 2.75% 1.00% Loan Origination Fee- new investor with great jumbo ARM
15 year Fixed 4.125% 1.00% Loan Origination Fee
FHA Loans (Durham, Chatham and Orange County to $334650 Wake County to $295,000)
5 year ARM 2.875% 1.00% Loan Origination Fee
FHA 203K (rehab loan) add up to $35,000 in home improvements to the loan- new kitchen, baths, flooring, roof, HVAC, appliances etc
30 Year Fixed 4.375% 1.00% Loan Origination Fee
VA Loans- 100% financing
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